LAS VEGAS (KLAS) — Nevada residents can probably save on automobile insurance coverage by personalizing their insurance policies based mostly on driving habits, specialists say.
Applications like State Farm’s “Drive Safe and Save” enable drivers to obtain reductions by monitoring their driving conduct by units or smartphone apps. These packages have gotten more and more standard as automobile insurance coverage charges in Nevada are anticipated to rise by 8% over the subsequent yr.
“If you are a good driver, generally don’t break too hard, stay within reasonable speed limits, these companies will give you a discount on your policy,” mentioned Robert Stephen, a Las Vegas resident who makes use of the Drive Protected and Save program.
Chase Gardner, Knowledge Insights Supervisor at Insurify, cautioned, “If you are an aggressive driver and a hard breaker, they will charge you more.”
Robert Stephen moved from Paso Robles to Las Vegas six months in the past and confronted a big improve in his automobile insurance coverage prices. He discovered that State Farm supplied the perfect deal when he bundled his dwelling and auto insurance coverage.
Utilization-based insurance coverage, or pay-as-you-go insurance policies, are additionally obtainable for many who drive much less ceaselessly, corresponding to folks working from dwelling. These insurance policies cost a low month-to-month price plus a payment for the miles pushed.
The rising insurance coverage charges in Nevada are attributed to the state’s excessive variety of deadly crashes, uninsured drivers, and a virtually 20% improve in car thefts.
With automobile insurance coverage prices on the rise, specialists encourage Nevada drivers to discover customized insurance coverage choices to probably decrease their premiums.
All info from this text have been gathered by KLAS journalists. This text was transformed into this format with help from synthetic intelligence. It has been edited and authorized by KLAS employees.
